Review one- to five-year fixed-term, non-redeemable GIC options by province, deposit amount and account type — whether you are placing new funds or have an existing GIC approaching maturity.
GICRateCompare.com is an independent comparison and inquiry service. We are not a bank or credit union, we do not accept deposits, we do not provide deposit insurance, and we do not provide individualized financial advice. Rates shown are indicative and must be confirmed with the issuing institution before funds are placed.
GICRateCompare.com is free for consumers. We may receive compensation from participating providers, deposit brokers or representatives when users connect with them through our service.
Where a suitable option is identified, a participating provider, deposit broker or licensed representative may contact you to discuss available GIC options.
Indicative one- to five-year fixed-term options. Provider names are shown as anonymised labels until eligibility is confirmed.
Minimum deposit applies. Funds must remain invested for the full term.
Compare OptionsCredit-union membership may be required. Availability limited to listed provinces.
Compare OptionsMinimum deposit applies. Funds must remain invested for the full five-year term.
Compare OptionsFeatured products may have higher minimum-deposit requirements. Rates and provider availability vary according to deposit amount, province, account type and term.
Rates are subject to change and may depend on deposit amount, province, account type, eligibility and provider availability. Displayed rates are indicative and must be confirmed before any funds are placed.
GICRateCompare.com is free for consumers. We may receive compensation from participating providers, deposit brokers or representatives when users connect with them through our service.
Some GICs automatically renew into a new term at the rate available on the maturity date. Comparing options before renewal may give you more control over the term, provider and rate you select.
Select your province, deposit amount, account type and preferred term.
Your requirements are compared with the types of GIC options currently available.
Where appropriate, a provider, deposit broker or licensed representative may contact you to confirm rates, eligibility and next steps.
Submitting an inquiry does not commit you to purchasing a GIC.
Share your province, deposit amount, account type and preferred term. There is no cost and no obligation to proceed.
We may receive compensation if an inquiry results in a referral or completed placement. See our Privacy Policy.
CDIC generally protects eligible deposits up to applicable coverage limits, separately across eligible deposit categories and member institutions. Coverage depends on how deposits are held and whether the institution and the deposit qualify.
Coverage is not automatic for every product shown on this site. Whether a specific GIC qualifies depends on the issuing institution, the account it is held in, and CDIC or provincial eligibility rules. GICRateCompare.com does not provide deposit insurance.
Eligible deposits held with a CDIC member institution may be protected within applicable CDIC coverage categories and limits.
Credit-union deposits are covered by provincial arrangements instead of CDIC. Rules and limits vary by province.
Always confirm the issuing institution, product structure and the protection that applies to your specific deposit.
Full coverage rules are published by the Canada Deposit Insurance Corporation at cdic.ca.
Background reading on terms, registered accounts and deposit protection in Canada.
No. GICRateCompare.com is an independent GIC comparison and inquiry service. We are not a bank, credit union or financial adviser. We do not accept deposits or open accounts.
No. Displayed rates are indicative and subject to change without notice. Rates, eligibility and availability must be confirmed with the issuer before purchase.
Yes. Comparing options and submitting an inquiry is free for users. We may receive compensation if an inquiry is referred to a provider, deposit broker or licensed representative.
Information submitted through the website may be shared with a relevant provider, deposit broker or licensed representative so they can respond to your request. See our Privacy Policy for details.
No. Deposit protection depends on the issuer, product, account category and jurisdiction. Eligible deposits at CDIC member institutions are insured within applicable coverage categories; provincial credit-union coverage varies by province.
Minimum deposits vary by product and provider. Some featured products require $50,000 or more. Inquiries below that amount are still welcome, but featured rates and providers can differ.
Review currently available one- to five-year GIC options before your existing term renews.